Who owns each climate-risk task?
CoastalFoods is fictional. All scenario facts, amounts and proposed actions are teaching assumptions, not client findings.
British International Investment. Original source artwork is preserved; motion only reframes existing content.

00:00:00 Five roles, distinct responsibilities
Diagram one assigns distinct responsibilities to senior management, risk, sustainability, frontline lending and internal audit. Climate work needs contributions from all five.

00:00:13 CoastalFoods / fictional transaction
For fictional CoastalFoods, the lending officer flags flood exposure and asks the client for evidence. The ESG lead supports practical tools, training and data validation.

00:00:26 Risk challenges; leadership oversees
The chief risk officer critically reviews frontline findings and develops risk assessment and stress testing. Leadership sets direction, demands reporting and allocates resources.

00:00:39 Independent assurance
Risk challenges the CoastalFoods assessment. Internal audit later samples the file for complete documentation and sound controls, reporting systemic gaps independently. Audit does not own the frontline assessment.

Original sources:
BII Diagram 1: key user responsibilities
/bii-source-files/Diagram-1-Typical-roles-of-key-users-of-this-toolkit-.pdf
British International Investment

Narration: local Windows System.Speech (Microsoft Zira). Music: original locally synthesized piano. Caption chunks are proportionally timed within measured speech windows.