From physical exposure to due diligence
CoastalFoods is fictional. All scenario facts, amounts and proposed actions are teaching assumptions, not client findings.
BII; original component diagram credited to IPCC. British International Investment. Original source artwork is preserved; motion only reframes existing content.

00:00:00 Hazard, exposure and vulnerability
Guidance six a combines hazard, exposure and vulnerability. Sensitivity and adaptive capacity shape vulnerability. These concepts guide assessment; the diagram supplies no universal numerical scoring formula.

00:00:16 CoastalFoods / fictional flood exposure
Assume CoastalFoods has a low lying cold store and unverified flood barriers. Location establishes exposure; equipment sensitivity and the effectiveness of barriers require evidence.

00:00:29 Due diligence feeds the assessment
Guidance six b prioritises clients, checks location and sector risks, and sends concerns for enhanced due diligence. Validate adaptation, continuity measures, historical losses and supply chain resilience.

00:00:45 Separate gross and net risk
Guidance six c is an illustrative client output, not CoastalFoods data. It separates gross hazards from adaptive capacity, net risk, rationale and recommendations. Keep scenario and data limitations visible.

00:01:01 Evidence before a lower rating
For CoastalFoods, request barrier specifications, maintenance evidence and continuity tests. Update residual risk after review. A proposed measure alone does not justify lowering the rating.

Original sources:
BII Guidance 6a: physical-risk components
/bii-source-files/Guidance-6.pdf
BII; original component diagram credited to IPCC

BII Guidance 6b: assessment information flow
/bii-source-files/Guidance-6.pdf
British International Investment

BII Guidance 6c: original illustrative output
/bii-source-files/Guidance-6.pdf
British International Investment

Narration: local Windows System.Speech (Microsoft Zira). Music: original locally synthesized piano. Caption chunks are proportionally timed within measured speech windows.